Blog - Rhonda Umbrecht

Prequalified vs. Preapproved: Key Differences

Prequalified vs. Preapproved: Key Differences

Just starting to think about buying a home? Get prequalified. Ready to buy? Get preapproved. You don’t need a prequalification to get preapproved. NEW YORK — When it comes to buying a home, the terms “prequalified” and “preapproved” are often used interchangeably, but they’re not the same. Getting prequalified for a mortgage is an informal […]
Big Impact

Bathroom Reno: Little Changes, Big Impact

Bathroom renovations don’t have to be messy and expensive. For quick changes, add a fresh coat of paint and install new fixtures. NEW YORK – Renovating a bathroom is a major project. Not only is it expensive, but it’s also messy and time consuming. However, you don’t need to renovate your entire bathroom to upgrade […]
Kitchen Reno: Tips and Expectations

Kitchen Reno: Tips and Expectations

Kitchen renovations can be expensive but usually provide a good ROI. Expect the project to be disruptive but worth the time. NEW YORK — A 2022 U.S. Houzz & Home Study found kitchens to be the most common interior room to upgrade. Here are a few tips for homeowners: Expect to spend money. Most home improvement […]
Turning a Living Room into a Watch Party Hub

Turning a Living Room into a Watch Party Hub

The best watch parties have comfortable seating, a solid internet connection and a quality television and sound system. Create an open floor plan. NEW YORK – Watch parties are wildly popular. Whether it’s a gathering for the big game or a group of friends anxious to see the latest episode of a favorite television show, […]

Prequalified vs. Preapproved: Key Differences Prequalified vs. Preapproved: Key Differences Just starting to think about buying a home? Get prequalified. Ready to buy? Get preapproved. You don’t need a prequalification to get preapproved. NEW YORK — When it comes to buying a home, the terms “prequalified” and “preapproved” are often used interchangeably, but they’re not the same. Getting prequalified for a mortgage is an informal […]

Big Impact Bathroom Reno: Little Changes, Big Impact Bathroom renovations don’t have to be messy and expensive. For quick changes, add a fresh coat of paint and install new fixtures. NEW YORK – Renovating a bathroom is a major project. Not only is it expensive, but it’s also messy and time consuming. However, you don’t need to renovate your entire bathroom to upgrade […]

Kitchen Reno: Tips and Expectations Kitchen Reno: Tips and Expectations Kitchen renovations can be expensive but usually provide a good ROI. Expect the project to be disruptive but worth the time. NEW YORK — A 2022 U.S. Houzz & Home Study found kitchens to be the most common interior room to upgrade. Here are a few tips for homeowners: Expect to spend money. Most home improvement […]

Turning a Living Room into a Watch Party Hub Turning a Living Room into a Watch Party Hub The best watch parties have comfortable seating, a solid internet connection and a quality television and sound system. Create an open floor plan. NEW YORK – Watch parties are wildly popular. Whether it’s a gathering for the big game or a group of friends anxious to see the latest episode of a favorite television show, […]

Florida’s Property Insurance Market Strengthens Florida’s Property Insurance Market Strengthens Florida’s insurance commissioner said recent rate filings, reduced reinsurance costs and the Citizens Depopulation program are stabilizing the insurance market. TALLAHASSEE, Fla. – Florida Insurance Commissioner Michael Yaworsky announced a series of developments in the state’s property insurance market that point to signs of improvement and stability. Yaworsky highlighted recent rate filings, reduced reinsurance costs […]

Florida – Where Americans Really Want to Live Florida – Where Americans Really Want to Live Americans value sunshine, safety and affordability, a new study shows. Of course, Florida tops the list of most desirable states to live. NEW YORK – Many Americans seem to have contradictory and confused feelings about the places they call home. Although 73% of Americans say they like where they live, 59% of Americans still get […]

Pets Drive Homebuying Decisions Survey: Pets Drive Homebuying, Renovation Decisions Real estate professionals are figuring out ways to highlight pet-friendly property features to entice consumers. CHICAGO –There are more American households with pets than children, and studies show that home buyers’ furry friends increasingly influence the type of home or remodeling project buyers choose. So, real estate pros need to be tuned in to the […]

Florida Flood Disclosure Requirements New Florida Flood Disclosure Requirements Coming Florida sellers must disclose flood damage history to buyers before contract signing to provide transparency in real estate transactions. ORLANDO, Fla. – Starting October 1, 2024, there is a new flood disclosure requirement in Florida. Florida Statute 689.302 requires a seller to complete and provide a flood disclosure to a buyer of residential real property. […]

Mortgage Rates Home Mortgage Lending Rebounds Nationwide Residential lending saw a 23.2% increase in Q2 2024 over the prior three-month period, marking the first gain in a year and bolstered by strong spring buying. WASHINGTON – More than 1.5 million mortgages were issued in the U.S. during the second quarter, according to a new report released by ATTOM. The second-quarter 2024 U.S. […]

Hurricane Season Hurricane Season Forecast Eased AccuWeather is now forecasting 16 to 20 named storms, down from 20 to 25, with six to 10 becoming hurricanes and three to six reaching Category 3. MIAMI – The meteorology company AccuWeather on Tuesday scaled back its forecast for this year’s hurricane season after the Atlantic Ocean was relatively quiet over the Labor Day […]

Sellers and the NAR Settlement Home Sellers: Here’s What the NAR Settlement Means for You As a home seller, you have a wide range of choices when it comes to listing your home. Agents who are REALTORS® are a trusted source of advice and stand ready to help you navigate this complex process and make the choices that work best for you. NAR’s recent settlement has led to several changes […]

Homebuyers and the NAR Settlement Homebuyers: Here’s What the NAR Settlement Means for You Buying a home is one of the largest financial transactions most people will ever undertake. Agents who are REALTORS® are a trusted source of advice and stand ready to help you navigate your homebuying journey and make the choices that work best for you. NAR’s recent settlement has led to several changes that benefit homebuyers, […]

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